Loan Portfolio Management - Program Administration
Risk Management
Managing the
financial risks associated with a loan portfolio is crucial to
the success of any program, particularly in today’s economy. Freedom Services'
professionals are experienced in analyzing our partners’
exposure and managing the instruments that have been put into
place to minimize the deviation between the funding and borrower
rates. Components of this process include:
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Programs that
monitor fixed rate loans to determine if swaps should be put
in place to protect against interest rate risk.
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Competitive
bids are obtained from designated counter-parties prior to
placing swaps.
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Swaps are tied
to specific loans.
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Periodic
evaluations are completed to determine when swaps need to be
placed or unwound based upon loan activity.
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Settlements are
automatically calculated based upon the appropriate index
for each of the individual swaps.
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Amortization
and payment history is maintained for every swap instrument.
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